重庆社会科学

分析国内外金融市场在监管中由于资本监管制度与金融市场的不协调等因素带来新的顺周期性问题;揭示金融监管给金融市场带来新的顺周期性风险的形成机理;提出缓释新的顺周期性风险的逆周期金融监管措施建立科学的逆周期资本监管制度来缓释监管中带来新的顺周期性、建立科学的最低资本充足率机制来缓释监管中新的顺周期性、建立科学的贷款损失拨备机制来缓释监管中新的顺周期性、建立科学的公允会计计量制度来缓释监管中新的顺周期性和建立完善金融监管法律体系来缓释监管中新的顺周期性问题。

This paper analyses the new pro-cyclical problems caused by the inconsistency between capital supervision system and financial market in the supervision of financial markets at home and abroad, reveals the formation mechanism of new pro-cyclical risks brought by financial supervision to financial markets, and puts forward counter-cyclical financial supervision measures to slow down the new pro-cyclical risks. That is, to establish a scientific counter-cyclical capital supervision system to slow down the new pro-cyclicality in supervision, to establish a scientific minimum capital adequacy rate mechanism to slow down the new pro-cyclicality in supervision, to establish a scientific loan loss provision mechanism to slow down the new pro-cyclicality in supervision, and to establish a scientific fair accounting measurement system to slow down the release. The new pro-cyclicality in supervision and the establishment and improvement of the legal system of financial supervision will slow down the new pro-cyclicality in supervision.